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Secured Credit Card Your Credit Path Resources MyAccount MyAccount Apply Now Apply Now Check Application Status × COVID-19 Update: We are experiencing higher than normal call volumes and wait time. See how you can stay current with coronavirus concerns and tips on using our mobile app features. Learn More Build better credit NOW for more possibilities TOMORROW OpenSky® can help you get — and stay — on the road to better credit. It’s not just possible. It’s doable. Apply Now No bank speak. Just straight talk. You’re here to build your credit. Let’s get started Start Now Remember, there’s no credit check to get started. It's not just possible. It's doable. The tools and support you need to build better credit now and in the future: No credit check Apply in less than 5 minutes You set your credit line Get My Card How it works The OpenSky® Secured Visa®Credit Card is a secured credit card that’s not only packed with features, it’s also a powerful credit-building tool. You're in control … you make it happen. Learn More Credit Experience We don’t check your credit when you apply. Instead of being offered a credit line based on your past credit history, you choose your credit line and secure it by making a one-time, refundable deposit . Your Refundable Deposit The refundable deposit t you make when opening your account is important, because it means you can open an account without a credit check. So, if you have a poor credit history or even no history at all, you can still get a credit card and use it right away to start improving your score. The deposit is held in an FDIC-insured account, and the full amount (less any amounts owed) will be returned to you after your account is closed. That’s why people say it’s like the security deposit you make when renting an apartment. t Refer to the terms of the agreement. Learn More Build Your Know-How Get the facts on the best way to build your credit, plus stories from real OpenSky® customers on what they’re doing to get where they want to be. Learn More Apply Now Thousands of people have chosen the OpenSky ® Secured Visa ® to improve their credit, because it makes it easy to build better credit. Apply For The Card Thank you, OpenSky ® card. You have helped me fix my credit score from 564 to 616 within a three-month period so far. Since I have opened the card, I also got a credit increase, because I've been making consecutive, on-time monthly payments." -Maurice, OpenSky® Cardholder People are talking about OpenSky®. See how it made a difference! Join our Facebook community. OpenSky® by Capital Bank Privacy Security Cardholder Agreement Help Contact Us Frequently Asked Questions Lost or Stolen Cards Check Application Status Community Reviews facebook.com/openskycard © 2018 OpenSky® is issued by Capital Bank N.A. About Capital Bank N.A. You are leaving OpenSky® You are now leaving the OpenSky® website. OpenSky and its parent Capital Bank N.A. do not endorse or guarantee the information, products, or services made available in this website. Capital Bank is not liable for any failure of products or services noted in this website. Please carefully review the security policies and privacy policies of any website that you visit. Web site security of this website may be less than the security of the OpenSky website or any associated Capital Bank N.A. website. OK Cancel...